The open-source Stripe,
built on stablecoins
Payments infrastructure you actually own.
Same API and dashboard you already know, minus the fees.
Stripe-compatible API - Self-host or managed
- No percentage fees
Your own full payments stack
Dashboard
Payments, customers, products, and balances in one place. If you know the Stripe dashboard, you know this one.
Checkout
A hosted payment page your customers pay from in seconds. One redirect to integrate, guided wallet flow built in.
Connect
Pay sellers and partners worldwide in seconds, for fractions of a cent. Each seller gets their own Express dashboard to track earnings and payouts.
Explore Connect
Developer Tools
API keys, webhooks, and event logs. Everything you need to integrate, test, and debug.
Migrate in an afternoon
Zoneless mirrors Stripe's API one-to-one. Swap the SDK, point it at your instance, and your integration keeps working.
Webhooks
Same event names, same payloads, same signature verification.
Events
checkout.session.completed, payout.paid, account.updated — all there.
Idempotency
Pass an idempotency key on any POST. Safe retries, no duplicates.
Node SDK
npm install @zoneless/node and keep your existing patterns.
Checkout & Payment Links
Hosted payment flows and shareable links, just like Stripe.
Same object shapes
Customers, prices, and accounts match Stripe's response structure.
import Stripe from 'stripe';const client = new Stripe('sk_live_...');
import { Zoneless } from '@zoneless/node';const client = new Zoneless('sk_z_...', 'api.example.com');
// Same API you already know
const session = await client.checkout.sessions.create({
mode: 'payment',
line_items: [{
price: 'price_z_...',
quantity: 1,
}],
success_url: 'https://example.com/success',
});Money that moves like the internet
Every payment settles in USDC—digital dollars worth exactly $1—moving wallet to wallet with no banks in between.
Customer pays
USDC leaves their wallet at checkout
You hold the funds
Money lands instantly in a wallet you control
Send money anywhere
Payouts, refunds, or withdrawals land in seconds
Keep the 2.9%
Fractions of a cent per transaction, not a percentage cut.
No chargebacks
Payments are final. No disputes or fraud reversals.
No frozen accounts
No processor can hold your balance or shut you off.
Self-custody
Your keys, your money. Funds never touch a third party.
At the peak we were paying Stripe over $9,400 a month in Connect fees. I built Zoneless to replace it—payouts now cost fractions of a cent, sellers get paid in seconds, and we onboard countries Stripe never supported.
Questions, answered
Yes—Checkout guides them through it. Wallets like Phantom take about a minute to set up, and the payment flow feels like any other checkout.
Zoneless uses USDC, a regulated stablecoin backed 1:1 by US dollar reserves and audited monthly. One unit is always worth one dollar.
Yes. Zoneless is Apache 2.0 open source—deploy your own instance and hold your own keys, or let us host it for you while you get started.
It's a one-to-one mapping of Stripe's API, objects, and dashboard. Most integrations migrate by swapping the SDK and pointing it at your instance.
Connect is built in—instant global payouts for fractions of a cent. The Connect page has details and a savings calculator.
Zoneless is open-source software that never takes possession of funds. Compliance depends on your jurisdiction, so consult a payments lawyer.
Start accepting payments in minutes
We deploy, update, and run your Zoneless instance for you. Same open-source code—switch to self-hosting whenever you like.
No credit card required · Apache 2.0 licensed